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Janet Silva, Executive Director
A native New Yorker, Janet came to the Valley six years ago bringing more than 25 years of experience in the accounting and tax field, working with companies of all sizes, making her an exceptional fit for the JTO and its tax credit scholarship programs. In addition to her specialized skill set for the executive director position, Janet has held board positions with various nonprofits making valuable contributions to the success of each organization. Janet has a passion for Jewish education and the Jewish community as a whole. The mother of two young daughters, Janet is driven to make the Jewish community the best it can be starting with fostering the education, traditions and culture for future generations.

Board of Directors

Fred Wabnik

Fred Wabnik, Board President
Fred Wabnik, the newly elected president of the Jewish Tuition Organization, is a past-president of the Jewish Free Loan and has served on the boards of the AJC and Beth El Congregation. Educated as a ceramic engineer and mathematician, his business career was as a bank officer and consultant, specializing in business planning and the re-engineering of business operations to achieve competitive advantage. Fred has been a resident of Phoenix for more than 35 years, and has witnessed the growth and evolution of its Jewish community. He is an advocate for Jewish education as the foundation of Jewish continuity.

Jason Bernstein

Jason Bernstein, Treasurer
Jason Bernstein has more than 18 years of experience providing accounting, business and tax services in various industries. He currently serves as a partner with Karpinski, Berry, Adler & Company, PLC in Phoenix. While he specializes in working with healthcare practices, Jason’s thorough knowledge of tax legislation allows him to provide tax preparation and planning for mid to high net worth individuals, as well as small businesses. Jason has a passion for community involvement and serves locally as treasurer of Mental Health America of Arizona.

Jeffrey K. Karp

Jeffrey K. Karp, Secretary
Jeffrey Karp, Doctor of Pharmacy, has spent the past 18+ years dedicated to helping couples undergoing fertility treatments to access and to properly use their high cost, highly complicated, self-administered injectable fertility medications while also working closely with Fertility clinics around the country. Jeffrey’s unique blend of patience, caring, compassion combined with his innovation in operational excellence have come together to help literally tens of thousands of couples achieve their dreams of child birth and family. More recently, Jeffrey opened his own Fertility Specialty Pharmacy in Scottsdale, where he’s able to put his passion for helping others and giving back to others to good use. Jeffrey joined the Jewish Tuition Organization Board of Trustees in 2012 and has been an ardent supporter of creating ways to make private Jewish day-school affordable for all students through engagement with our greater Jewish community regardless of affiliation or denomination.

Board Members

Michelle Bernat
Rabbi Baruch Harris
Rabbi Shmuel Field
Gaby Friedman
Rabbi Gavriel Goetz
Rabbi Raphael Landesman
Chad Mandelbaum
Dan Postal – Past President
Irwin Sheinbein
Brian Weinberger
Emily Zappa